The right financing for farm businesses
At Lombard we have a dedicated agriculture team that works closely with our customers in the farming community, and because the relationship managers in the team specialise in agricultural equipment funding, they have an in-depth understanding of the unique financial challenges that face farmers across the UK.
Benefits of Lombard's agriculture finance:
- Financial solutions are supported by detailed knowledge of the cash flow issues facing famers and an understanding of the impact of seasonal payments
- Lombard can fund almost any tangible farm asset, whether you are thinking of replacing a combine harvester or setting up a new milking parlour
- Flexible solutions that give you control over your cash flow
- Variable payment structures that can be tailored to suit your farm's payment cycle, whether lower monthly payments and a lump sum to tie in with a single farm payment, or spreading the cost through quarterly payments
- Unlock capital that already exists in your farm's assets through sale and leaseback and free up cash for reinvestment
- Variable rate contracts that allow for payment of lump sums or early repayment, without penalty. This enables you to renew equipment regularly and to optimise your farm's efficiency
Read how Lombard helped A L Lee and Anita Habberfield modify business and make savings.
Find out more information with our Agriculture Factsheet.
Security may be required. Product fees apply.
Contact us to find out how our agriculture team can help you to find a flexible solution to minimise the impact of irregular income and reduce future risk, enabling you to focus on your day-job.
What are your finance options?
- Operating lease - building in a residual value to reduce monthly payments
- Hire purchase - a simple repayment facility where you ultimately own the asset
- Finance lease - the practical benefits of ownership with potential tax advantages
