If you require a vessel for personal use, Lombard can help to find the right boat for you.

Buying a boat is one of the biggest purchases you'll ever make. From off-the-shelf solutions to tailored packages, we'll offer you an exceptional choice of marine finance options.

How Lombard can help you purchase a boat for personal use:

  • Variable-rate marine mortgages – we offer variable-rate marine mortgages, with security normally on the vessel we're financing. These flexible mortgages allow you to make capital repayments at any time without charge.
  • Balanced payment plan – as one of our most popular products, a balanced payment plan normally fixes your monthly repayments for the agreement's duration. However, the mortgage period will vary, depending on changes in the base rate. If it increases, the term will lengthen; if it decreases, the term will shorten.
  • Balanced payment plan with balloon repayment – a balloon repayment is a final lump sum payment. With this solution, your monthly repayments are lower and fixed for the agreement's duration. The agreed balloon payment is payable with the final monthly payment. However, the size of the balloon payment may vary, depending on fluctuations in the base rate. For example, if the base rate increases, the balloon payment amount will also rise.

Security will be required in the form of a mortgage over the vessel. A personal guarantee and/or product fees may apply.

Assets you can fund with marine finance

Security may be required and product fees may apply.