Lombard offers a wide range of products and services, to cater for the requirements of businesses of all shapes and sizes. However we do recognise that so much choice can leave you confused as to which product is best suited to your needs.

When making this decision these are the some of the key points you may wish to consider.

  • Is ultimate ownership of the asset important to you and do you have sufficient taxable profits to claim all available capital allowances?
  • Is the cash flow of your business consistent or do you experience peaks and troughs?
  • How important is a fixed monthly payment or can you accommodate market fluctuations?
  • Do you want to pay interest separately rather than it being included in the monthly installment?
  • Is the asset required to be off balance sheet?
  • Do you wish to take all the risk and reward or would you rather share it?
  • Do you wish to share some of the risks and rewards by being responsible for maintenance and repairs?

According to the answers to these questions, different products will be most suited to your needs. You can view our product comparison chart or speak to one of our relationship managers who will be happy to talk you through the options available to you.

Security may be required and product fees may apply.

Assets you can fund with Lombard

Security may be required and product fees may apply.