Business car and van finance made easy
Get on the road to success with vehicle finance from Lombard
Security may be required and product fees may apply.
Hire purchase (You own)
A simple finance solution if you're looking to buy and own your business vehicle. Just pay an initial deposit and follow up with equal monthly payments.
Contract hire (We own)
Lease the vehicle that your business needs, with options to include servicing and maintenance into your monthly payments.
Calculate your monthly repayments
Check out our Contract Hire offers
Get a quote for the vehicle you want
On contract hire for a car or van
Finance is only available to UK businesses looking to purchase a vehicle from a UK franchised dealer.
Finance is only available to UK businesses.
Your vehicle will be classed as new if at point of purchase you are the first and only registered owner.
We finance used as well as new vehicles. Your vehicle will be classed as used if at point of purchase you will not be the first and only registered owner. The used vehicle must not be more than 8 years old by the end of the finance agreement.
With Hire Purchase when you make the final payment and pay any option to purchase fee the vehicle is yours.
With Contract Hire you specify the make, model and any optional extras and we'll source and deliver the vehicle to you.
With Contract Hire you have the option of including any servicing and maintenance in your monthly repayments helping you budget more effectively.
A final lump sum payment is a large one off payment at the end of your hire purchase agreement, commonly called a balloon payment. This reduces the cost of your regular monthly repayments and presents a flexible finance option. If you choose this option it will usually result in a higher total amount repayable.
Please call us on 0800 028 7013 (Lines open Mon-Fri, 9am - 5pm).
'Non-standard' vehicles include taxis, airport cars, limousines, black cabs, motorbikes and hearses. Please call us on 0800 028 7013 (Lines open Mon-Fri, 9am - 5pm) to discuss finance options available for non-standard vehicles. We are unable to provide finance for racing or track cars.
4 simple steps to getting vehicle finance
Choose your finance option
Complete a finance quote
Get a credit decision
4 business hours
Leave the rest to Lombard
Why choose Lombard?
At Lombard, our independent, unbiased approach gives you complete freedom of choice across dealers, major manufacturers and models and access to a range of funding solutions which can be tailored to your needs. We are transparent with our approach and you can trust our vehicle finance solutions to keep your business moving.
Freedom of choice across reputable dealers, manufacturers and models
Finding the best funding solution; if it's the one offered by your dealer, we'll tell you
Acting as a trusted partner, answering your questions and focusing on your best interests
Processing arrangements swiftly, without compromising your decision-making process
Delivering a dependable service to all customers, irrespective of funding scope or scale
What our customers say
From the start of the process to me collecting my car I felt Lombard was in control. I will definitely use Lombard again when I buy any new vehicles - either cars or vans.
C Fawley, November 2015
Tips for buying a vehicle
- Agree the purchase price before you start discussing finance options.
- If you're trading-in another vehicle, don't discuss the part-exchange price until the purchase price for the new vehicle has been agreed.
- Request a full, detailed quote in writing (see below for definitions of the most commonly used acronyms and jargon).
- Make sure you have a full understanding of the agreement and fees involved.
- I'm a cash buyer. What's the best deal you can give me? And on what type of agreement?
- If I choose Personal Contract Purchase (PCP), what are the hand-back terms?
- What mandatory fees will I have to pay?
- What's the annual percentage rate (APR), and what is the term of the deal?
- What's the history of the vehicle?
- What trade-in price can you give me for my current vehicle?
- When will my new vehicle be ready? Will it be delivered to me?
- Will I be credit scored before getting a quote?
- How representative is your finance calculator?
- Who will my finance arrangement be with?
- Can I have a balloon repayment?
- What mandatory fees will I have to pay?
- What is the annual percentage rate (APR)?
Lombard Vehicle Solutions (LVS) is provided by ALD Automotive Ltd (ALD), trading as Lombard Vehicle Solutions, Oakwood Park, Lodge Causeway, Fishponds, Bristol, BS16 3JA. By following the links on this site you are confirming that you are aware of, and agree to be, transferred to an internet site provided by LVS and operated by ALD. This site is external to Lombard North Central PLC (Lombard), National Westminster Bank PLC and The Royal Bank of Scotland PLC.
LVS is a product solution provided for Lombard by ALD and there is a financial connection between Lombard and ALD as a result. The arrangement ensures that Lombard customers as well as those of National Westminster Bank PLC and The Royal Bank of Scotland PLC have access a wider range of products to meet their vehicle asset finance needs.
Customers whose agreements are regulated by the Financial Conduct Authority should be aware that Lombard is acting as a credit broker and not a lender, and that Lombard will receive a payment from ALD should you wish to proceed with an agreement. You can ask Lombard or ALD for more information about this.