- PCs, laptops and monitors
- Servers and mainframes
- Data communications and peripherals
- Printers, 3D printers and photocopiers
- Telephony systems
Overlay
Our new tech agnostic as-a-service proposition is an 'everything under one roof' solution
A collaboration with Rigby Capital (an award-winning part of the Rigby Group*) and their sister company SCC - the UK's largest independent technology company^.
- Choose only the services you need
- Build your own solution over time
- OEM and tech-agnostic
- Asset-level carbon tracking
- As-a-Service contracts are structured as true service agreements.
- Free up your internal resource to focus on strategic IT priorities
*Asset Finance Connect Awards 2022. ^UK top VARs 2023, CRN.
Security in the form of guarantees and indemnities may be required. Product fees may apply. Finance is only available for business purposes. Eligibility criteria and T&Cs apply.
Lombard North Central plc. Registered office: 250 Bishopsgate, London, EC2M 4AA. Lombard provides funding to facilitate Rigby Capital and SCC transactions. The IT products and services are provided by Rigby Capital Limited (Bridgeway House, Bridgeway, Stratford-upon-Avon, Warwickshire, CV37 6YX) or Specialist Computer Centres PLC (James House, Warwick Road, Birmingham, B11 2LE). This arrangement ensures that Lombard customers have access to a wider range of products and services that meet their technology needs.
Full Payout Lease
- Flexible end of term arrangements – When your agreed term is close to finishing, we offer options to end your agreement or re-hire the assets again for less.
- Get a portion of the resale value – If you choose to let us sell the assets at the end of your lease, you will receive a share of the resale sum, which will be the asset’s current market value.
- Tax & Capital allowance – Only pay VAT on lease payments. You may also be able to offset some costs associated with renewable energy assets from your taxable profits.
Tax reliefs referred to are those applying under current legislation which may change. The availability and value of any tax reliefs will depend on your individual circumstances.
Sale & Leaseback
- Sale and Leaseback transfers ownership of your existing assets from the owner to Lombard. You then continue to use the assets, effectively leasing them from us for a monthly payment.
- Using this process frees up cash for your business and could help you more effectively measure the cost of buying, financing, maintaining and disposing of your assets.
- Customers may be responsible for any maintenance or repairs due on their asset. Contact us or see your contract terms for more details.
Residual Value Lease
Designed to finance technology from leading manufacturers
- Residual Value Based Leases could help you acquire technology from leading manufacturers. Apple, Dell, HP, IBM and Toshiba are just some of the brands we finance. Your lease payments take into account depreciation.
- Fair lease payments - our in-house remarketing department understands secondary values and are experts in accurate and fair payment valuations.
- Minimise risk - we will arrange asset disposal and resale.
- Maintain cash flow - asset finance keeps cash in the business and could help maintain a steady cash flow.
- Audio-visual equipment
- Mobile devices, including handhelds and tablets
- Electronic point-of-sale equipment
- Data centres
- Software
Other finance options from Lombard
Security may be required. Product fees may apply. Finance is only available for business purposes.
Hire Purchase
Also known as HP
- A flexible finance option which allows a business to hire assets (such as those listed above) through paying agreed monthly instalments with the option to purchase the asset at the end of the agreement.
- During the contract period we’ll be the legal owner, but you’ll be responsible for maintenance, repairs and insurance. You’ll become the owner of the asset when you make the final payment and the Option to Purchase fee.
If you're a Sole Trader or Partnership of 2 or 3 partners borrowing up to £25,000.00, or a private individual borrowing any amount, your agreement will be regulated by the Consumer Credit Act (1974). This means you'll have a Regulated Conditional Sale agreement, read our Conditional Sale factsheet (PDF, 428KB) and Hire Purchase factsheet (PDF, 531KB) for more information.
Intellectual Property Funding
Also known as IPF
- An innovative way to raise capital for your business against the hidden value of your own unique software intellectual property (IP).
- Any rights to buy back the title of the asset used as security may be forfeited if you do not keep up repayments on any debt secured on it.