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Financing technology

You could simply rent the technology assets that your business needs for a fixed term (typically two to three years)

Security may be required. Product fees may apply. Finance is only available for business purposes. 

What technology could be financed?

We’re here to help if you need to lease a printer for business, lease camera equipment, lease a phone or if you need to finance a laptop. See our range of technology finance products and services below:

  • PCs, laptops and monitors
  • Servers and mainframes
  • Data communications and peripherals
  • Printers, 3D printers and photocopiers
  • Telephony systems
  • Audio-visual equipment
  • Mobile devices, including handhelds and tablets
  • Electronic point-of-sale equipment
  • Data centres
  • Software

Your finance options

Finance Lease

  • Flexible end of term arrangements – When your agreed term is close to finishing, we offer options to end your agreement or re-hire the assets again for less.
  • Get a portion of the resale value – If you choose to let us sell the assets at the end of your lease, you will receive a cut of the resale sum, which will be the asset’s current market value.
  • Tax & Capital allowance – Only pay VAT on lease payments. You may also be able to offset some costs associated with renewable energy assets from your taxable profits.

Tax reliefs referred to are those applying under current legislation which may change. The availability and value of any tax reliefs will depend on your individual circumstances

 

Sale & Leaseback

  • Sale and Leaseback transfers ownership of your existing assets from the owner to Lombard. You then continue to use the assets, effectively leasing them from us for a monthly payment.
  • Using this process frees up cash for your business and could help you more effectively measure the cost of buying, financing, maintaining and disposing of your assets.
  • Customers may be responsible for any maintenance or repairs due on their asset. Contact us or see your contract terms for more details.

Residual Value Lease

Designed to finance technology from leading manufacturers
Residual Value Based Leases could help you acquire technology from leading manufacturers. Apple, Dell, HP, IBM and Toshiba are just some of the brands we finance. Your lease payments take into account depreciation.
  • Fair lease payments - our in-house remarketing department understands secondary values and are experts in accurate and fair payment valuations. 
  • Minimise risk - we will arrange asset disposal and resale.
  • Maintain cash flow - asset finance keeps cash in the business and could help maintain a steady cash flow. 

Intellectual Property Funding

Also known as IPF
  • An innovative way to raise capital for your business against the hidden value of your own unique software intellectual property (IP).
  • Any rights to buy back the title of the asset used as security may be forfeited if you do not keep up repayments on any debt secured on it.

Contact our dedicated team

Available Monday to Friday 9am - 5pm.

Download our factsheet below for more information