Our asset finance options

We have a range of specialist asset finance solutions to help fund and manage your assets.

Security, guarantees or indemnities may be required. Product fees may apply. Finance subject to status and is only available for business purposes except where specifically indicated to the contrary. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Compare our asset finance solutions

Hire Purchase

Straightforward finance with the option to own the asset

Structure payments to fit with your cash flow needs
Reduce monthly payments by opting for a final lump sum – a balloon payment.
You have the freedom to choose between fixed and variable rates.
Option to own the asset at the end

Learn about Hire Purchase

Business Contract Hire

We supply a new vehicle for you to lease

Manage cash flow and budgets with fixed monthly rentals
We can source a new vehicle that fits your requirements
Option to upgrade to a brand new vehicle every 2-4 years
Finance solutions for all business sizes

Discover Contract Hire

Chattel Loan with Mortgage

Receive title straight away and use asset as security

Flexible funding with longer repayment periods available
Payment breaks may be available in the form of capital repayment holidays
Potential to draw down in instalments or as a lump sum
Tax deductions may be available on assets used for business

Learn about Chattel Loans

Lease

We purchase the asset then rent it to you

No large initial cash outlay and receive some of the resale value
Flexibility to spread payments over an agreed term
Once the finance is repaid you can continue to lease the asset for an annual rental payment
VAT and lease rental charges may be recoverable

Find out more about Leases

Residual Value Lease

Rent items you need without the risks of ownership

No large initial cash outlays or costs on disposal
Rentals can be tailored to meet cash flow needs
Protected from risks associated with assets losing value
VAT and lease rental charges may be recoverable

Learn about Residual Value Leases

Important considerations

Would you rather tie up capital in assets or have the flexibility of leasing?
What would best suit your cash flow requirements?
What tax and VAT treatments would apply to your preferred finance option?
Do you need title of the asset straight away or can ownership be deferred?

Contact our team

To discuss asset finance solutions in more detail you can contact one of our sector experts who will be able to provide you a tailored finance package depending on your individual needs and business requirements.